Nathan Rott

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One of the largest credit rating agencies in the country is warning U.S. cities and states to prepare for the effects of climate change or risk being downgraded.

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Carlos Calvillo and more than 70 other members of the Los Angeles Fire Department were on their way home when they got the call.

After almost two exhausting weeks of water rescues, home inspections and cleanup in flood-ravaged southeastern Texas, as part of a FEMA Urban Search and Rescue Task Force, they were getting deployed again — this time ahead of Hurricane Irma.

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Two years ago, near the end of California's devastating drought, Tom Moore stood on the banks of the depleted Kern River in Southern California and looked out at the slow-moving waters dejectedly.

"We call that a creek," he said of the mighty Kern.

Moore is the owner of Sierra South, a whitewater recreation company in Kernville, Calif. And with the drought, there wasn't much in the way of whitewater.

Oh, how things change.

Ernest Littlebird put his grill out on the side of Route 39 in Lame Deer, Mont., under the shade of a tree and started grilling hamburgers.

"Come get a dollar burger," he says. "Good meal, you know, something to put in the belly at least."

Littlebird is an entrepreneur. This is his second year selling dollar hamburgers out of his minivan when he couldn't find other work. Jobs are scarce here on the Northern Cheyenne Reservation and so is money.

But Littlebird thinks they don't have to be.

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